Mortgage Application
For the “Key Facts Statement (KFS) for Residential Mortgage Loan”, please
click here.
The terms & conditions of the services delivered through this channel will be provided in electronic format. You can download and store the below terms and conditions in the Bank’s website at www.bochk.com within 30 days. You may not be able to download and store such version of the information after the expiry of the specified timeframe. Please
click here.
1. If the application involves more than one applicant (include Borrower, Mortgagor and Guarantor), the Applicant who fills in and submits the application shall confirm that he/she has gotten the consent and authorization from other applicants, including the use of their personal information and documents for the purpose of processing the application.
2. If the application involves more than one applicant, the Bank of China (Hong Kong) Limited ("BOCHK”) will use the e-mail address and mobile phone number of the 1st Applicant as the primary contact channel to receive the emails (if applicable) and SMS (if applicable) related to this mortgage application.
3. The application approximately takes 15-20 minutes. If you cannot finish the application form the first time, you may save it and retrieve it later by using the Access Code/ Reference Number, 1st Applicant’s email and the mobile number last four digits.
4. The Access Code, email address and mobile phone number of this application are needed for application retrieval and status checking, they should be properly kept in order to protect the personal data of the applicant(s).
5. Applicant(s) should read the relevant Terms and Conditions before submitting the mortgage application. BOCHK will contact the applicant(s) to obtain further information and documents before conducting the mortgage approval process. If BOCHK is unable to reach the applicant(s) by phone, BOCHK will not proceed with the application.
6. BOCHK reserves the absolute right to accept or decline any application for credit facilities and mortgage, and is not obliged to give any reason for declining any application. The credit facilities and mortgage shall be subject to the terms and conditions listed on the facility letter and mortgage documents as executed between the loan applicants and BOCHK.
7. Applicant(s) are required to provide information of above * fields for BOCHK. If relevant information is not provided, BOCHK may not be able to process the mortgage application. For those mortgage applications that have been created but did not submitted successfully, the information in the application form and the uploaded documents will be automatically destroyed 60 days after the application creation date.
8. BOCHK reserves the right to conduct further valuation of the property concerned and impose other terms and conditions relating to your mortgage loan as BOCHK may think fit.
9. In case of any discrepancy between the Chinese and English versions of these important notes, the Chinese version shall prevail.
Important Notice:
The above products, services and offers are subject to the terms and conditions. For the details, please contact the staff of BOCHK.
BOCHK reserves the right to amend, withhold and/or cancel the above products, services and offers at its discretion.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
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